“I'd rather regret the things that I have done than the things that I have not.”
― Lucille Ball


This DISCLAIMER consists of the following elements:

  1. Privacy Policy;
  2. Blog Comments Policy;
  3. Terms and Conditions of Use;
  4. Change Log for this Disclaimer.

This DISCLAIMER (version 1.0) was first published on February 4, 2015 on
www.pensionadointhephilippines.blogspot.com. Any future changes in this DISCLAIMER will be published on this same page and the Change Log will be updated accordingly.

If in the sections below the term "Blog web site" is used then this refers to

1. Privacy Policy for www.pensionadointhephilippines.blogspot.com

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email using the Contact button on our Blog web site.

The privacy of our visitors is of extreme importance to us. This privacy policy outlines the types of personal information that is received and collected by our Blog web site and how it is used.

Log Files

Like many other Web sites, our Blog web site makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons

Our Blog web site does not use cookies.

DoubleClick DART Cookie

  • Google, as a third party vendor, uses cookies to serve ads on our blog web site.
  • Google's use of the DART cookie enables it to serve ads to users based on their visit to our Blog blog site and other sites on the Internet.
  • Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL - http://www.google.com/privacy_ads.html

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include:
  • Google Adsense.

These third-party ad servers or ad networks use technology to the advertisements and links that appear on our Blog web site send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

Our Blog web site has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. Our Blog web site's privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective web sites.

2. Blog Comments Policy for http://PensionadointhePhilippines.Blogspot.com

We want to publish your comments, but we expect comments generally to be courteous. To that end, we have established the following policy.

We reserve the discretion not to post or remove comments that:
  • contain obscene, indecent, or profane language;
  • contain threats or defamatory statements;
  • contain hate speech directed at race, color, sex, sexual orientation, national origin, ethnicity, age, religion, or disability; or
  • promote or endorse services or products. (Note that non-commercial links that are relevant to the topic or another comment are acceptable.)

Do not submit copyrighted or other proprietary material in any form unless you clearly indicate that you have permission to do so.

3. Terms and Conditions of Use for http://PensionadointhePhilippines.Blogspot.com

All content provided on our Blog web site is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this Blog web site or found by following any link on this Blog web site.

The owner and authors of our Blog web site will not be liable for any errors or omissions in this information nor for the availability of this information. The owner and authors will not be liable for any losses, injuries, or damages from the display or use of this information.

4. Change Log for Disclaimer of http://PensionadointhePhilippines.Blogspot.com

  1. Initial release (version 1.0) February 4, 2015.


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